Crop receipts a convenient financing instrument for agribusiness in Ukraine

Access the resources you need — quickly, safely, and transparently

A crop receipt is an efficient financing tool that enables agricultural producers to secure resources against their future harvest. It also helps creditors reduce risks and work with the agricultural sector under clear and transparent conditions.

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Wheat field

What farmers say about crop receipts

Olena Martynenko

Owner, Habеnets Farm, Kyiv region

“By the end of the year, our products had fallen in price and no longer covered production costs. Thanks to crop receipts, we held the harvest until March and earned an additional 7 million UAH.”

Stepan
Stelmakh

Owner, Verkh Farm, Lviv region

“If it weren’t for the crop receipt, next year we would have had to reduce the herd — equipment costs are high, and we were already running short on our own funds.”

Dmytro
Suslyk

Owner, Dubrova Farm, Lviv region

“It was difficult to get a bank loan because the farm has no assets or real estate — only outdated machinery that banks wouldn’t accept as collateral. Without crop receipts, I wouldn’t have been able to keep the business running.”

Grains in hand

What creditors say about crop receipts

“A crop receipt is a reliable form of security for the creditor: the pledged harvest cannot be sold thanks to the transparent register, field and warehouse inspections are accessible, enforcement usually takes just one day, and the default rate is under 1.5%.”

Success stories

Why is it convenient?

Pay with agricultural produce or cash

No collateral needed — your future harvest is the guarantee

Get financing quickly — only a minimal set of documents required

No need to worry about sales — a commodity receipt is settled with part of your harvest

Manage price and currency risks — add custom terms to your crop receipt

Build a strong credit history